{"id":3860,"date":"2023-03-06T11:05:11","date_gmt":"2023-03-06T11:05:11","guid":{"rendered":"https:\/\/rfidunion.com\/?p=3860"},"modified":"2023-05-12T01:41:34","modified_gmt":"2023-05-12T01:41:34","slug":"how-to-accept-credit-card-payments-without-a-merchant-account","status":"publish","type":"post","link":"https:\/\/rfidunion.com\/ko\/information\/how-to-accept-credit-card-payments-without-a-merchant-account.html","title":{"rendered":"\ud310\ub9e4\uc790 \uacc4\uc815 \uc5c6\uc774 \uc2e0\uc6a9 \uce74\ub4dc \uacb0\uc81c\ub97c \uc218\ub77d\ud558\ub294 \ubc29\ubc95"},"content":{"rendered":"

\uc624\ub298\ub0a0\uc758 \ub514\uc9c0\ud138 \uc2dc\ub300\uc5d0 \uc2e0\uc6a9\uce74\ub4dc \uacb0\uc81c \uc218\ub77d\uc740 \ub9ce\uc740 \ube44\uc988\ub2c8\uc2a4\uc5d0 \ud544\uc218\uc801\uc778 \uc694\uc18c\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ud310\ub9e4\uc790 \uacc4\uc815\uc744 \uc5bb\ub294 \uac83\uc740 \uc5b4\ub835\uace0 \ube44\uc6a9\uc774 \ub9ce\uc774 \ub4e4\uba70 \uc2dc\uac04\uc774 \ub9ce\uc774 \uc18c\uc694\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ud589\ud788\ub3c4 \ub300\uc548\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ucd5c\uadfc \uc870\uc0ac\uc5d0 \ub530\ub974\uba74 \ubbf8\uad6d\uc778\uc758 90% \uc774\uc0c1\uc774 \uc2a4\ub9c8\ud2b8\ud3f0\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc73c\uba70, \ubaa8\ubc14\uc77c \uacb0\uc81c \uc571\uc774 \uc810\uc810 \ub354 \ub300\uc911\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\uc11c\ub294 \ub2e4\uc591\ud55c \uc218\ub77d \uc635\uc158\uc744 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4. \uc2e0\uc6a9 \uce74\ub4dc \uacb0\uc81c<\/a> \ud310\ub9e4\uc790 \uacc4\uc815\uc5c6\uc774. \uc5ec\uae30\uc5d0\ub294 \ub9e4\uc7a5 \ub0b4 \ubc0f \uc628\ub77c\uc778 \uc635\uc158\uacfc Stripe\uc640 \uac19\uc740 \uacb0\uc81c \ucd09\uc9c4\uc790\ub97c \uc0ac\uc6a9\ud560 \ub54c\uc758 \uc774\uc810\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n

\ud310\ub9e4\uc790 \uacc4\uc815\uc774\ub780 \ubb34\uc5c7\uc785\ub2c8\uae4c?<\/h2>\n\n\n\n

\ud310\ub9e4\uc790 \uacc4\uc88c\ub294 \uae30\uc5c5\uc774 \uace0\uac1d\uc73c\ub85c\ubd80\ud130 \uc2e0\uc6a9 \uce74\ub4dc \ubc0f \uc9c1\ubd88 \uce74\ub4dc \uacb0\uc81c\ub97c \uc218\ub77d\ud560 \uc218 \uc788\ub294 \uc77c\uc885\uc758 \uc740\ud589 \uacc4\uc88c\uc785\ub2c8\ub2e4. \ucd5c\uadfc \ud1b5\uacc4\uc5d0 \ub530\ub974\uba74 \uae00\ub85c\ubc8c \uac00\ub9f9\uc810 \uc2dc\uc7a5\uc740 2025\ub144\uae4c\uc9c0 $162\uc5b5\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70 \uc5f0\ud3c9\uade0 \uc131\uc7a5\ub960(CAGR)\uc740 9.9%\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

\uac00\ub9f9\uc810 \uacc4\uc815\uc744 \uc5bb\uc73c\ub824\uba74 \uae30\uc5c5\uc740 \uc778\uc218 \uc740\ud589 \ub610\ub294 \uc9c0\ubd88 \ud504\ub85c\uc138\uc11c\ub97c \ud1b5\ud574 \uc2e0\uccad\ud574\uc57c \ud569\ub2c8\ub2e4. \ub610\ud55c \ucd5c\uc18c \uc2e0\uc6a9 \uc810\uc218 \ubc0f \uac70\ub798\ub7c9\uacfc \uac19\uc740 \ud2b9\uc815 \uae30\uc900\uc744 \ucda9\uc871\ud574\uc57c \ud569\ub2c8\ub2e4. \uac00\ub9f9\uc810\uc740 \uce74\ub4dc \uacb0\uc81c \uc218\ub77d\uc5d0 \ub300\ud574 \ub2e4\uc591\ud55c \uc218\uc218\ub8cc\ub97c \ubd80\uacfc\ubc1b\uc2b5\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\ub294 \uad50\ud658, \ucc98\ub9ac \ubc0f \ud658\ubd88 \uc218\uc218\ub8cc\uac00 \ud3ec\ud568\ub429\ub2c8\ub2e4. <\/p>\n\n\n\n

\ud310\ub9e4\uc790 \uacc4\uc815\uc740 \uc2e0\uc6a9 \uce74\ub4dc \ubc0f \uc9c1\ubd88 \uce74\ub4dc \uac70\ub798\uc5d0 \ud06c\uac8c \uc758\uc874\ud558\ub294 \ube44\uc988\ub2c8\uc2a4\uc5d0 \ud2b9\ud788 \uc720\uc6a9\ud569\ub2c8\ub2e4. \uc804\uc790 \uc0c1\uac70\ub798 \uc18c\ub9e4\uc5c5\uccb4, \ub808\uc2a4\ud1a0\ub791, \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4 \ub4f1. \uadf8\ub7ec\ub098 \uc2e0\uccad \uc808\ucc28\uac00 \ubcf5\uc7a1\ud560 \uc218 \uc788\uc73c\uba70 \ud310\ub9e4\uc790 \uacc4\uc815\uacfc \uad00\ub828\ub41c \uc218\uc218\ub8cc\uac00 \ube60\ub974\uac8c \ud569\uc0b0\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\uac83\uc740 \uc911\uc18c\uae30\uc5c5\uc5d0\uac8c\ub294 \uc7a5\ubcbd\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n

\n
\"\uac00\ub9f9\uc810\uc740
\uac00\ub9f9\uc810\uc740 \uac00\ub9f9\uc810 \uacc4\uc815\uc774 \uc788\ub294 POS \uae30\uacc4\ub97c \uc0ac\uc6a9\ud558\uc5ec \uae08\uc561\uc744 \uc218\uae08\ud569\ub2c8\ub2e4.<\/figcaption><\/figure><\/div>\n\n\n

\ud310\ub9e4\uc790 \uacc4\uc815\uc740 \uc5b4\ub5bb\uac8c \uc791\ub3d9\ud569\ub2c8\uae4c?<\/h3>\n\n\n\n

\uace0\uac1d\uc758 \uc2e0\uc6a9 \uce74\ub4dc \uacb0\uc81c\ub97c \ubc1b\uc73c\ub824\ub294 \ube44\uc988\ub2c8\uc2a4\ub294 \ud310\ub9e4\uc790 \uacc4\uc815\uc744 \uc124\uc815\ud574\uc57c \ud569\ub2c8\ub2e4. \ud310\ub9e4\uc790 \uacc4\uc88c\ub294 \uc2e0\uc6a9 \uce74\ub4dc \ub124\ud2b8\uc6cc\ud06c\uc5d0\uc11c \uacb0\uc81c\uac00 \ucc98\ub9ac\ub420 \ub54c\uae4c\uc9c0 \uc2e0\uc6a9 \uce74\ub4dc \uac70\ub798 \uc790\uae08\uc744 \ubcf4\uad00\ud558\ub294 \ud2b9\uc218 \uc740\ud589 \uacc4\uc88c\uc785\ub2c8\ub2e4. \uacb0\uc81c\uac00 \ucc98\ub9ac\ub418\uba74 \ud574\ub2f9 \uae08\uc561\uc740 \ube44\uc988\ub2c8\uc2a4\uc758 \uc740\ud589 \uacc4\uc88c\ub85c \uc774\uccb4\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n

\uadf8\ub7ec\ub098 \uae30\uc874 \ud310\ub9e4\uc790 \uacc4\uc815\uc744 \uc124\uc815\ud558\ub294 \uac83\uc740 \ubcf5\uc7a1\ud558\uace0 \ube44\uc6a9\uc774 \ub9ce\uc774 \ub4dc\ub294 \ud504\ub85c\uc138\uc2a4\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uae30\uc5c5\uc740 \uac00\ub9f9\uc810 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4 \ub610\ub294 \uc740\ud589\uacfc \ud611\ub825\ud558\uc5ec \uacc4\uc57d\uc744 \ud611\uc0c1\ud558\uace0, \uc6d4 \uc218\uc218\ub8cc\ub97c \uc9c0\ubd88\ud558\uace0, \ub9e4\uc7a5 \ub610\ub294 \uc628\ub77c\uc778 \uacb0\uc81c\ub97c \uc218\ub77d\ud558\uae30 \uc704\ud55c \ud558\ub4dc\uc6e8\uc5b4 \ub610\ub294 \uc18c\ud504\ud2b8\uc6e8\uc5b4\ub97c \uad6c\ub9e4\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc774\uc81c \ub9ce\uc740 \uae30\uc5c5\uc5d0\uc11c \uae30\uc874 \ud310\ub9e4\uc790 \uacc4\uc815\uc744 \uc124\uc815\ud558\ub294 \ub300\uc2e0 \uc62c\uc778\uc6d0 \uacb0\uc81c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc774 \ud504\ub85c\uc138\uc2a4\ub97c \ub2e8\uc21c\ud654\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uacf5\uae09\uc790\ub294 \ud558\ub4dc\uc6e8\uc5b4, \uc18c\ud504\ud2b8\uc6e8\uc5b4 \ubc0f \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \uc11c\ube44\uc2a4\ub97c \ud3ec\ud568\ud558\ub294 \ud3ec\uad04\uc801\uc778 \uacb0\uc81c \ucc98\ub9ac \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \uadf8\ub4e4\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \uace0\uc815 \uc218\uc218\ub8cc \ub610\ub294 \uac01 \uac70\ub798\uc758 \uc77c\uc815 \ube44\uc728\uc744 \ubd80\uacfc\ud558\uc5ec \uae30\uc5c5\uc774 \uc2e0\uc6a9 \uce74\ub4dc \uacb0\uc81c\ub97c \ub354 \uc27d\uace0 \ube44\uc6a9 \ud6a8\uc728\uc801\uc73c\ub85c \ubc1b\uc544\ub4e4\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc804\ud1b5\uc801\uc778 \uac00\ub9f9\uc810 \uacc4\uc815\uc740 \uc5ec\uc804\ud788 \ube44\uc988\ub2c8\uc2a4\ub97c \uc704\ud55c \uc635\uc158\uc774\uc9c0\ub9cc \ub9ce\uc740 \ud68c\uc0ac\ub294 \uc2e0\uc6a9 \uce74\ub4dc \uacb0\uc81c\ub97c \uc218\ub77d\ud558\uae30 \uc704\ud55c \ubcf4\ub2e4 \uac04\uc18c\ud654\ub418\uace0 \uc800\ub834\ud55c \uc194\ub8e8\uc158\uc73c\ub85c \uc62c\uc778\uc6d0 \uacb0\uc81c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\ub97c \uc120\ud638\ud569\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uacf5\uae09\uc790\ub294 \uc26c\uc6b4 \uc124\uc815, \uc6d4 \uc0ac\uc6a9\ub8cc \uc5c6\uc74c, \ub2e4\uc591\ud55c \uacb0\uc81c \ubc29\ubc95 \ubc0f \uc7a5\uce58\uc640\uc758 \ud638\ud658\uc131\uacfc \uac19\uc740 \ub2e4\uc591\ud55c \uae30\ub2a5\uacfc \uc774\uc810\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\uac00\ub9f9\uc810 \uacc4\uc815 \uc2e0\uccad\uc774 \uc26c\uc6b4\uac00\uc694?<\/h3>\n\n\n\n

\ud310\ub9e4\uc790 \uacc4\uc815 \uc2e0\uccad\uc740 \ubcf5\uc7a1\ud55c \uc808\ucc28\uc77c \uc218 \uc788\uc73c\uba70 \uc2e0\uccad \uc808\ucc28\uc758 \uc6a9\uc774\uc131\uc740 \ube44\uc988\ub2c8\uc2a4 \uc720\ud615 \ubc0f \ud310\ub9e4\uc790 \uacc4\uc815 \uc81c\uacf5\uc5c5\uccb4\uc5d0 \ub530\ub77c \ub2e4\ub985\ub2c8\ub2e4. \ucd5c\uadfc \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 \uac00\ub9f9\uc810 \uacc4\uc815\uc744 \uc124\uc815\ud558\ub294 \ub370 \uac78\ub9ac\ub294 \ud3c9\uade0 \uc2dc\uac04\uc740 \uba70\uce60\uc5d0\uc11c \uba87 \uc8fc\uac00 \ub420 \uc218 \uc788\uc73c\uba70 \uc2b9\uc778\ub960\uc740 60%\ub85c \ub0ae\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc2e0\uccad \uc808\ucc28\uc5d0\uc11c \uae30\uc5c5\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \ud68c\uc0ac\uc5d0 \ub300\ud55c \uc790\uc138\ud55c \uc815\ubcf4\ub97c \uc81c\uacf5\ud574\uc57c \ud569\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\ub294 \uc7ac\ubb34\uc81c\ud45c, \uc138\uae08 \uc2dd\ubcc4 \ubc88\ud638, \ucc98\ub9ac \ub0b4\uc5ed \ub4f1\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4. \ub610\ud55c \ud310\ub9e4\uc790 \uacc4\uc815 \uacf5\uae09\uc5c5\uccb4\ub294 \ub2e4\uc591\ud55c \uc704\ud5d8 \uc694\uc18c\ub97c \ud3c9\uac00\ud569\ub2c8\ub2e4. \uc5ec\uae30\uc5d0\ub294 \ube44\uc988\ub2c8\uc2a4\uc758 \uc2e0\uc6a9 \uae30\ub85d, \uc5c5\uc885 \uc720\ud615, \uac70\ub798\ub7c9 \ub4f1\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc77c\ub2e8 \uc2b9\uc778\ub418\uba74 \uae30\uc5c5\uc740 \uce74\ub4dc \uacb0\uc81c\ub97c \ucc98\ub9ac\ud558\ub294 \ub370 \ud544\uc694\ud55c \ud558\ub4dc\uc6e8\uc5b4\uc640 \uc18c\ud504\ud2b8\uc6e8\uc5b4\ub97c \uc124\uc815\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774\ub85c \uc778\ud574 \uc2dc\uac04\uacfc \ube44\uc6a9\uc774 \ucd94\uac00\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub3d9\uc2dc\uc5d0 \uc77c\ubd80 \uc81c\uacf5\uc5c5\uccb4\ub294 \uc628\ub77c\uc778 \uc2e0\uccad \ubc0f \ube60\ub978 \uc2b9\uc778 \uc2dc\uac04\uacfc \uac19\uc740 \uac04\uc18c\ud654\ub41c \uc2e0\uccad \uc808\ucc28\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc774\ub7ec\ud55c \uc635\uc158\uc5d0\ub294 \ub354 \ub192\uc740 \uc218\uc218\ub8cc\uc640 \ub35c \uc720\ub9ac\ud55c \uc870\uac74\uc774 \uc218\ubc18\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\ub610\ud55c \uc77c\ubd80 \uc81c\uacf5\uc5c5\uccb4\ub294 \ud310\ub9e4\uc790\uc5d0\uac8c \uc7a5\uae30 \uacc4\uc57d\uc5d0 \uc11c\uba85\ud558\uace0 \uc124\uc815, \uc6d4\uac04 \uc720\uc9c0 \uad00\ub9ac \ubc0f \uac70\ub798 \ucc98\ub9ac\uc5d0 \uc0c1\ub2f9\ud55c \ube44\uc6a9\uc744 \uc9c0\ubd88\ud558\ub3c4\ub85d \uc694\uad6c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\ud310\ub9e4\uc790 \uacc4\uc815\uc740 \uc5b4\ub5bb\uac8c \uc791\ub3d9\ud569\ub2c8\uae4c?<\/h3>\n\n\n\n

\ud310\ub9e4\uc790 \uacc4\uc815\uc744 \ud1b5\ud574 \uae30\uc5c5\uc740 \uace0\uac1d \uc2e0\uc6a9 \ubc0f \uc9c1\ubd88 \uce74\ub4dc \uacb0\uc81c\ub97c \uc218\ub77d\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uace0\uac1d\uc774 \uc790\uc2e0\uc758 \uce74\ub4dc\ub85c \uacb0\uc81c\ud558\uba74 \ud310\ub9e4\uc790 \uacc4\uc815\uc744 \ud1b5\ud574 \uac70\ub798\uac00 \ucc98\ub9ac\ub418\uba70 \uacb0\uc81c \uae08\uc561\uc740 \uc801\uc808\ud55c \uc778\uc218 \uc740\ud589 \ubc0f \uacb0\uc81c \ud504\ub85c\uc138\uc11c\ub85c \uc804\ub2ec\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc5c5\uacc4 \uc870\uc0ac\uc5d0 \ub530\ub974\uba74, \uc2e0\uc6a9 \uce74\ub4dc \uacb0\uc81c\ub97c \uc218\ub77d\ud558\ub294 \ud504\ub85c\uc138\uc2a4\uc5d0\ub294 \uc2b9\uc778, \uc77c\uad04 \ucc98\ub9ac, \uccad\uc0b0 \ubc0f \uc790\uae08 \uc870\ub2ec\uc758 \ub124 \uac00\uc9c0 \uc8fc\uc694 \ub2e8\uacc4\uac00 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n